FACTS
WHAT DOES LEONARD TRUCK AND TRAILER INC DO WITH YOUR PERSONAL INFORMATION?
  Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
  What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balance and payment history
Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
  How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons LEONARD TRUCK AND TRAILER INC chooses to share; and whether you can limit this sharing.
  REASONS WE CAN SHARE YOUR PERSONAL INFORMATION What do we share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions,maintain your
account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes— to offer our products and services to you
Yes No
For joint marketing with other financial companies
Yes No
For our affiliates’ everyday business purposes—information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness
No We don't share
For our affiliates to market to you
No We don't share
For nonaffiliates to market to you
No We don't share
  Questions?    Call 330-538-2112 or go to N/A
  WHO WE ARE
Who is providing this notice?
LEONARD TRUCK AND TRAILER INC Automotive Dealership
  WHAT WE DO
How is my personal information protected?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How is my personal information collected?
We collect your personal information, for example, when you
Apply for financing
Give us your income information or provide employment information
Provide account information or give us your contact information
We also contact your personal information from others, such as credit bureaus, affiliates or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
  DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfi nancial companies.
Our affiliates include companies with a LEONARD TRUCK AND TRAILER INC name
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
LEONARD TRUCK AND TRAILER INC “does not share with nonaffilates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our Joint marketing partners include finance companies